Proven Methods of Securing Funding for your New Business

Starting up a new business is one of the most exciting times in anyone’s life, it gives people the freedom they need from working a 9-5 job and allows them to take their life back into their own control. There are so many small, successful businesses out there that inspire others to have a career … Continue reading Proven Methods of Securing Funding for your New Business

Why More Businesses Are Looking for Applicants with their CFA Charter

The last year has changed everything, when coronavirus hit Wuhan in 2019 no one quite expected the damage it would end up causing worldwide. Everyone’s lives have had to change during the last year, everyone has had to sacrifice a lot from people staying home to protect others to those risking their lives on the … Continue reading Why More Businesses Are Looking for Applicants with their CFA Charter

Proven Methods of Securing Funding for your New Business

Starting up a new business is one of the most exciting times in anyone’s life, it gives people the freedom they need from working a 9-5 job and allows them to take their life back into their own control. There are so many small, successful businesses out there that inspire others to have a career … Continue reading Proven Methods of Securing Funding for your New Business

Why More Businesses Are Looking for Applicants with their CFA Charter

The last year has changed everything, when coronavirus hit Wuhan in 2019 no one quite expected the damage it would end up causing worldwide. Everyone’s lives have had to change during the last year, everyone has had to sacrifice a lot from people staying home to protect others to those risking their lives on the … Continue reading Why More Businesses Are Looking for Applicants with their CFA Charter

Why Market Analysts Predict a Boom for the Sports Industry in 2021

The pandemic has been tough for everyone up and down the country. People want to meet with friends and family and spend quality time together, and some just want to get back into regular physical activities and sporting events such as football, gym, and other sports. Here is why the analysts predict a big boom … Continue reading Why Market Analysts Predict a Boom for the Sports Industry in 2021

Proven Methods of Securing Funding for your New Business

Starting up a new business is one of the most exciting times in anyone’s life, it gives people the freedom they need from working a 9-5 job and allows them to take their life back into their own control. There are so many small, successful businesses out there that inspire others to have a career change and set up a business of their own. There are so many ideas out there for small businesses and there are many ways to get funding. Sometimes it may seem like things such as bad credit is going to get in the way of securing funding for your new venture and like you’ll never be able to follow your dreams. Luckily, this is not the case as there are so many ways of securing funding that you’re bound to be able to acquire the capital you need to start up your new business.

Working out your business plan

When you’re trying to secure funding for a new business, then the most important thing is that it is vital for you to have a business plan. If you go into a business meeting where you’re trying to secure funding without a plan then there is no chance that you’ll leave with funding. Not only do you need to have a plan, but you need to understand the plan inside out and you need to be prepared to answer any questions that may be thrown at you. The people who can provide you with funding are taking a risk, so they’ll only get involved if they’re confident in your abilities and trust in your business plan, and these people will know a lot about the external environment so will know how likely It is for your business to thrive. You need to make sure that you come across confidently and you need to convince them that your business will be a success.

Calculating Expenditure

Whilst a business plan is very important, as this draws in those who can provide you with funding, making sure you have accurately calculated expenditure is just as important. If you manage to convince them that your business plan is a solid one and that it will likely be successful, then they will want further details. This is where expenditure comes into it as this is the more detail-oriented part of the plan. You can have a great idea, but if it isn’t going to be profitable then no one will provide you with funding, you should calculate all of your costs and your projected profits as a way to convince them to get involved. If these figures are looking positive then the hard part is done, the idea is popular and it will likely be profitable and this is the most important part of securing funding.

Applying for Business Loans

Applying for business loans may seem daunting or like it will be a difficult process, but once you understand how to apply, you’ll realize this isn’t the case and it is actually pretty straightforward. If your plan for your business seems successful then there is a variety of loans and grants that you can apply for, these loans usually have much more favorable terms than normal loans, this is partly because of various government schemes that try to encourage new start-ups as the more businesses the stronger the economy. There are also many websites online where you can check if you would qualify for a business loan. And don’t worry if you are currently on job seekers or universal credit as there are many loans for people on universal credit and bad credit loans out there as well.

Seeking Business Investors

There are lots of business investors out there, this means that the chances of you managing to secure funding are pretty high. The best place to look for a business investor is to look for a private investor, this method has the highest success rate. However, other methods include asking friends and family to invest, crowdfunding, getting in touch with businesses in your field for advice and seeing if their investor would want to get involved, and government issues loans and grants.

Why More Businesses Are Looking for Applicants with their CFA Charter

The last year has changed everything, when coronavirus hit Wuhan in 2019 no one quite expected the damage it would end up causing worldwide. Everyone’s lives have had to change during the last year, everyone has had to sacrifice a lot from people staying home to protect others to those risking their lives on the front lines in hospitals and shops. It’s been a crazy year and luckily, with the successful vaccine programs that are being rolled out, things are starting to open up again and the end of the pandemic is in sight. One thing that covid wreaked total havoc on was the economy of pretty much every country. As the majority of the population has been made to spend most of the last year at home, people haven’t been spending as much money which has led to a global recession. A global recession makes it hard to find a job as there is a vicious cycle of people losing their jobs, not having enough disposable income to spend, which then causes other people to lose their jobs, and the cycle continues. Finding a job in a recession is extremely difficult and in an industry that is already highly competitive, the pandemic has made it even more so. To get a job in the finance sector you’ll need to really stand out and one way to help your applications stand out is by obtaining a CFA charter as businesses are starting to favor candidates who have this qualification. 

What is a CFA charter?

CFA stands for Chartered Financial Analyst and it is a highly respected qualification, if you obtain one of these you will really stand out at any job interview, but as it is so respected, that means it is hard work to achieve it, only the most motivated and dedicated students manage to obtain this qualification. There is a long process to follow to get your CFA, the first step in the process is that you must complete all of the CFA exams. There are 3 modules, each one lasting a year, and they all end with an exam. After you complete the first you’ll have a better understanding of how the exams work, but they are still extremely difficult. If you’re doing your year 1 exam and aren’t fully sure what to expect then you can find a mock cfa level 1 exam to help you prepare. Once you complete these exams the next step is to gain some qualified work experience, you can do this alongside studying or you can do it after, the only requirement here is that your work experience must be involved with the decision-making process in investing. You must have at least 1-year experience working in this environment before you can proceed to stage 3. You’ll be glad to hear that stages 1 and 2 are the hardest, stage 3 is the referencing stage, you’ll have to find 2 or 3 people who have either taught you or worked with you to be a referee. Then, as long as your referencing is accepted you can apply to be a member of CFA, and once accepted you’ll be chartered.  

Why is CFA important to businesses?

There is a whole variety of reasons why businesses are now looking for applicants with a CFA charter, we’ve summed up the ones that we think are the most significant reasons. More people who were interested in investment finance started to obtain their CFA which led to it becoming more mainstream and more companies being interested in it. In the past year, the growth rate of members has increased by 7%. Now that the CFA is more well known, it has an important place in the finance sector and is outstanding for any candidate to have. The reasons employers are starting to look for this is because having a CFA shows employers straight away that you’re a committed and disciplined individual as this charter reflects the fact you’ve put in upwards of 1000 hours of study time, as that is how long is required to be successful on these tests. Having a strong drive and being resilient is valued among employers in the finance industry, by obtaining this charter you can show that about yourself without having to say anything else. Whilst an MBA is still a great qualification, a CFA reflects this drive better. 

The 2008 economic crash led to investment firms tightening their rules and restriction and lending and investing much more carefully than they had been to prevent a similar disaster from happening again. Since then, more than 90% of investment firms have stated that whilst it is not required to get a position, that the preferred candidate would have a CFA as they are seen to be more knowledgeable and more equipped to avoid disasters.  

Why Market Analysts Predict a Boom for the Sports Industry in 2021

The pandemic has been tough for everyone up and down the country. People want to meet with friends and family and spend quality time together, and some just want to get back into regular physical activities and sporting events such as football, gym, and other sports. Here is why the analysts predict a big boom for the sports industry in 2021. 

We all know that sport is very important for physical wellbeing and also psychological- and we have been restricted in many ways this year. This is why market analysts are predicting a big boom for the sports industry. People are gagging to compete in sporting events, watch sporting events live, and get back into fitness in the gym. What year would be better than the year that will completely relax the restrictions everyone has been living by?
 

Heatwaves 

With the recent heatwaves, it is important to note that you can find some of the best activewear to flaunt when you are out and about in the nice weather that will also keep you coolSport clothing brands such as Gym Shark, Under Armour, and Ryderwear are all big brands that have been doing well due to the impressive quality and aesthetically pleasing outfits that they provide. With spring and summer around the corner, people know that they need to dress the best to be the best, and what better way than to wear the nicest sporting clothes around the block? 

Consumer shifts  

Athleisure was a megatrend even before the pandemic started and has caused an uproar in the lines between work and pleasure as everything has been sandwiched into one. For this reason, there has been a rising in social acceptance in comfortable-sporty wear in contexts that may have been approached much more formally. Furthermore, with the increase in fashion brands which are wanting to join the sporting goods industry, there is much more competition to gain the high ground advantage and ensure that the competitors are well behind the leaders!  

The craving will be fulfilled 

The craving for sports has been imminent since the lockdowns began at the beginning of 2020. People are itching to get back to normality and find their mojo back and sports is always near the top of the agenda. The sporting industry will be prepared for individuals who want to get even more involved in sports such as a boom in people attending live sporting events as there has been such a long time when people have not been allowed to do this. The expectation will be those live sporting events will experience a massive increase of interest once restrictions will be relaxed. It is important to get everyone involved in sports, and everyone would like to get back into fitness.  

Fitness is vital 

Physical and psychological wellbeing is extremely important, and many people will fall out of shape or behind in their sporting goals. This is why there will definitely be a boom in the sporting sector, everyone will want to get back into shape, spend time in sporting teams and socialize while competing in sports. The sports clothing industry will be a massive positive impact on the comfortable and sleek finish it provides people. Let’s be honest, everyone prefers comfort over high heels or a suit- the sporting industry provides the best clothing for every use and not exclusive to people in sport. The sports industry is prepared for the boom, the people want sport, the people want to engage with their friends and play football and tennis and baseball- interaction is so important for humans to survive- and what better way to express this than through sports?  

The Ins and Outs of Financing a Construction Firm

You may have noticed in recent months that businesses like construction firms and other manual businesses have seen a boost in custom. This has happened for a number of reasons, but many believe that this is down to the need to improve our lives and surroundings that have been encouraged by the recent pandemic.  

For any of you out there that consider yourself to be entrepreneurs, you may be kicking yourself. Nobody could have predicted just how successful construction firms may be and the profit that you could have gained if you were smart enough to set up your own or invest in a pre-existing business.  

However, there is a reason why so many people choose not to set up construction firms. If you think about it, can you really figure out how they survive financially and how they are able to balance the books to estimate the cost of work along with all of the labor costs, it is extremely confusing and so completely understandable as to why so many people choose not to venture into the world of construction. 

If you are someone that is interested in potentially going into the world of construction or you are just generally curious about how financing in this sector works, then worry not. We have all of the ins and outs of financing a construction firm. 

Business Loans 

In order to have a successful construction business, you must first ensure that you have all of the appropriate tools and equipment that you may need to cover jobs. For the most part, construction firms will purchase the materials that they need on request, especially for big jobs.  

 However, when they are first starting out, construction firms don’t really have the advantage of putting jobs on hold in order to get the materials in. For this reason, they usually have the basics at least, this way they will be able to get most jobs done without delay.  

Now, as at the very start the construction firms haven’t done any jobs, they won’t have a lot of finances in order to support their initial purchases. For this reason, many construction firm owners tend to get an immediate loan. Now, this is mainly done through the use of banks, but it can be done via personal loans with friends or families. Loans also give the business some money to fall back onto if they have had a particularly slow week or if they have general maintenance costs that they need to cover.  

Investors 

Depending on where you open your business, you may find yourself in the lucky situation where you can get investments from other local businesses or your local government. The construction business is one of those local manual businesses that the community is so eager to support as to avoid becoming dependent on bigger businesses.  

For this reason, they want to do all that they can to make sure that construction businesses are financially supported.  However, not just anyone gets an investment grant.  

For some, you have to prove that your business is or has been previously successful in the local area and one of the best ways to do this is by building up community relations and producing good work. People are going to be happier to provide money if these deck builders in Brisbane did a good job than to a construction company that has built a record of producing shoddy work.  

Financing or renting out equipment  

As a construction firm, aside from your workers, your most vital asset is your equipment. For this reason, a lot of construction firms use their equipment as a way to gain some extra money. 

The main way that they do this is by purchasing their equipment on finance. This is usually the case as equipment can be extremely expensive and sometimes businesses simply don’t have the money to blow that much cash all at once. It would be extremely irresponsible to spend so much money when a business is not even established yet and so doing this is an extremely effective method for saving money and is something that is often done by most major construction companies.   

How to Stay Competitive in Sydney’s Changing Business Landscape

Over the last few decades, the business landscape has completely changed and it changes more each year. This is due to the advancement of technology, these developments in tech that have made things much more sophisticated and complex have forced the business landscape to adapt and change to keep up with these advancements. Technology completely changed manufacturing procedures making them much more efficient and therefore cheaper and the newest developments will be how to make businesses more environmentally friendly.

A business’s reputation is extremely important and with climate change getting worse each passing year more consumers are starting to care more about it, this means that businesses are too. They also have a sense of corporate social responsibility so if they’re having a negative impact on the environment they have a responsibility to cut their emissions. There have already been developments to help businesses become more green including simple things like having conferences with clients abroad online rather than flying to their country for their meeting, if you have clients worldwide then you’d be getting on a lot of flights. This is great for businesses as not only is it more environmentally friendly it’s cheaper too.

About Sydney

Sydney is the biggest, oldest, and one of the most important cities in Australia and is the capital of New South Wales. It is an extremely popular tourist destination thanks to the great weather they get there, the famous Sydney Harbour, the Harbour Bridge, and Sydney’s Tower which allows for great views of Sydney. As Sydney is the largest city in Australia and one of the most populated it’s also known for its many successful businesses, from family-run small businesses like a professional rug cleaning service in Sydney to huge finance companies there is an opportunity for every business idea in this huge city. Currently, there are over 75 thousand businesses ranging in size that is registered in and operate in Sydney. As there is such a huge population of over 5 million people there is bound to be a huge business scene here. But just like the rest of the world, the business landscape in Sydney has been forced to change over the last decade and some companies haven’t managed to stay competitive and have been forced to close.

What has caused the business landscape in Sydney to change?

Not only has advancements in technology caused a massive change in the business landscape and the increased need for more environmentally friendly businesses. But, over the last year, the coronavirus pandemic has caused a massive change in the business landscape. Whilst there is always uncertainty around business as the external business environment is changing, most businesses can plan for the future and have some stability but the last year has completely changed that. The pandemic has caused many small businesses to have to close and many more will likely shut their door by the end of the year. The industry that has been hit hardest in Sydney, like many other places worldwide in the hospitality industry. They’ve had some of the strictest rules imposed on them and have been forced to shut several times whilst other industries have been able to stay open. Many businesses are also being forced into closing as their competitors can offer better prices or better service than they can, so they lose their customers to another company.

How to stay competitive in the changing business landscape?

If you’re concerned about the ever-changing business landscape and how it will affect the future of your business then we’ve got some great tips that should help your business to continue to thrive. There are a lot of things that will be changing so there’s a lot to keep up with to secure your business’s future but luckily we’ve got every issue covered. The first tip which is the most important is to always keep an eye on your competition. They may also be struggling but you need to make sure that they’re not handling the situation better than your business is, if they are then you’ll lose customers to them and that will be hard to recover from.

The next tip is that the businesses that are the most successful always have something unique about them often referred to as a unique selling point. You need to have something that sets your business apart from similar businesses so that you can attract more customers, having this selling point also helps to maintain customers and a company with a loyal customer base is much more likely to survive long term.

As well as understanding what makes your company so good and keeping an eye on competitors to make sure they’re not offering things like better prices than you, you’ll need to have an understanding of the business environment. If you know what is changing and what is causing it to change then you’ll have a much easier time adapting to these changes. This will also allow you to make a more suitable long-term strategy for your business as you’ll know how these changes will affect your business’s future.

Finally, ensuring your company is tech competent is important for user experience. Make sure that you’re using the newest software and that your website is user-friendly as if the purchasing process is difficult consumers will simply go elsewhere.

How To Turn a Profit in the Sanitation Industry

Working in sanitation is not the most glamorous job however as a key worker whose skills are necessary for the continuation of day-to-day life it can be easy to feel underappreciated especially when sanitation workers are not paid the biggest wage. If you are a sanitation worker who works under a private company then you will be glad to know that there are many things available that have the potential to help you spread the word about the business that you represent and hopefully bring in more profit and revenue in the long run.

Although it may not seem fair when you look at the staggering incomes that are present in other industries around the world but the dad case is that if you are working under a private company, you need to look at ways to increase your profits off your own back. Like any business, there are many ways that you can bring in some extra income and in this situation, the more creative and unique your ideas are the better, as most consumers are looking for a service or product that they cannot find elsewhere.

 

Marketing

How you market your business has a direct influence on your success rate and the amount of profit you are making on a yearly basis, you should be trying to target a wide range of people as well as limiting the amount you are spending on your marketing strategies to improve your overall profit rate. Marketing can be done in many ways and many new businesses choose to advertise in an online platform on social media, social media can be used to spread the word about the sanitation services you are offering as well as providing a platform to show off any customer reviews or feedback that you may receive.

Having a place where customers can connect with you and see real-life accounts of what an experience is like with your sanitation company, is an excellent marketing tool that allows you to see what people think about your quality of service as well as being a tool to encourage more people to spend money with your sanitation company rather than looking elsewhere.

 

Spreading The Word About Your Services

If people are not aware of your existence in the sanitation industry they are unlikely to choose you to help solve their problems, when it comes to the sanitation and waste disposal industry it is important to present yourself in a way that is knowledgeable of the topic and professional if you want to be taken seriously. You should spend a portion of your income on a way to spread the word about your company and your services so that more people are likely to spend money with you as well as telling their loved ones about how good you were. If you want to make a good profit in the sanitation industry then it is crucial that you show the world how good you are as a private business.

 

Learning New Things

If you are in a terrible position where you feel that your business is not going as well as it should be then it may be time to make a big change, if something is not working out for you then it would be the best idea to look at new things that you could implement into your services to entice more customers your way. Waste disposal and sanitation have the potential to make some big profits but there is also a lot of money to be made by offering a more varied range of waste disposal such as renting out large dumpsters and getting rid of peoples bulk amounts of rubbish for them. If you want to offer a new service then dumpster rental in Covington GA is a very big money maker that takes very little effort to implement into your existing sanitation business.

 

Contracts

One of the biggest money-makers within the sanitation industry would have to be contracted waste disposal with big businesses, the great thing about working in this industry is that everyone has a need for clean water and everyone generates waste of some sort that is in need of disposal. Big businesses are no exception to this so if you want to secure a long and expensive contract you should be doing all you can to target these kinds of clients who will always be in need of your services. Securing a big contract is very daunting but it is possible if you are able to uphold a strict professional standard and set up a meeting with some bigger clients, if you are able to impress them and secure a termly contact it is likely that more corporations will also take you on leading to some pretty big profits coming your way.

Is the Housing Market On the Rise?

Essentially every major market took a huge hit in 2020 due to the effects of the worldwide pandemic. It would be hard to find a market that wasn’t a victim of the year, but fortunately, a lot of these markets have started to stabilize and even rise.

One of the biggest markets that took the biggest hits last year was the housing market. The housing market depends on the financial stability of the general public. After all, if people don’t have money then they can’t purchase a home.

Though the market took a hit, millions of people still tried to sell their homes. This only made the situation worse as the market became extremely overcrowded, which made people sell their houses way below the market value, which brought the overall success of the market down.

In recent months the world has started to return to normality. This means that most of the major markets out there have started to get back to normal. It also means that the general financial stability of the general public is beginning to return to normal. Because of this and because most of us have been forced to become well acquainted with the same four walls for a year, there are plenty of us out there that want to move and purchase a new home.

However, many people are hesitant about taking the time to purchase a new home due to the uncertainty that is now associated with the housing market, but are these worries needless, and is the housing market on the rise once more?

 

Mortgages

One of the main reasons that the housing market took such a hit last year was because of the bank’s unwillingness to offer loans out as easily. Now, most of us are not in the financial position where we can afford to blow a few hundred thousand on buying our dream home. Because of this, to make the move that we want to, a lot of us require a bank loan.

Last year was a year of economic uncertainty for everyone. Nobody knew if we would return to another recession or if things would start to balance out. Because of this, the banks became much more reluctant when it came to giving out mortgages. This meant that they only gave the mortgages to people that could give a large down payment on the loan, which many people couldn’t do at the time.

Now that the economy is starting to stabilize, the banks are loosening the reins on who they allow having loans. This means that more and more people are being able to get loans, which means that more and more people can now buy houses.

 

Is the market back to normal?

What is important to know is that just because the market is now on the rise, this does not mean that the market has returned to its usual state. As I previously stated, many people put their house on the market last year. This has not changed and many places still remain on the market. This means that if you wanted to sell your house right now, you would still have a lot of competition to overcome. So if you are someone that wants to put your house on the market, do not expect to have it sold instantly, especially as there are so many houses at such a low price that are available.

You could contact a real estate agent and find out what the average time to sell a house is in your area, and this could give you an idea of just how long you’ll have to wait.

Which Social Media Platform Is Best for Independent Businesses

The world of business is constantly evolving. With every year, businesses are finding new and innovative ways to reach out to their pre-existing and potential customer base. There have been a lot of changes in the ways that businesses operate over the years, from call-ins to emails.  

In the last twenty years, there has also been something else introduced into the world, social media. Social media has taken the world by storm and it is rare that you will find someone that doesn’t have an account on one of the many platforms. 

Social media started off as a way to stay in touch with friends and occasionally share the odd picture of a cat doing something silly. However, much like any part of life, social media has evolved. Businesses saw opportunities in the reach that can be found when you use social media to advertise your goods and social media has remained to be a very effective marketing technique. But, which social media platform is the best for independent businesses? 

Facebook 

To decide which of the available social media platforms are the best for independent businesses, we must first examine each one individually. 

Facebook is arguably one of the most popular platforms out there, it has been around since 2006 and it shows no signs of going anywhere.  If you are someone that has a Facebook account, then you are probably very familiar with constantly being exposed to ads when you are browsing your homepage.  

Most of the time, these ads can be extremely convenient as they are usually targeted towards your own searches and follows. This means that you are likely to be exposed to a product that falls under your own interests.  However, you may sometimes notice that products that you have never even thought about pop up on your homepage. This actually happens because Facebook offers a lot of neat features that can be used by businesses to further their consumer reach

One of the main sources of income for Facebook is the companies that use the platform for advertising purposes. If you have a business page on Facebook, you can actually use a number of features to get your products out there. There is a promotion feature that you can use which works by allowing you to invest a large quantity of money in making sure that your post is seen by a wider audience.  

Facebook is also a very popular business platform due to all of the external companies that have been set up to work with Facebook and help with reach. For example, there are plenty of companies that give you the ability to buy facebook followers. If you are an independent business, this is an extremely useful aspect of Facebook as it gives you the chance to gain popularity for your page. If people come across your Facebook page that already has many likes, they will also feel inclined to like the page as a lot of likes is usually a good indication of quality.  

Instagram  

Much like Facebook. Instagram also offers a lot of opportunities for you to advertise your business.  Instagram was once used simply to show people what food you were having for dinner, now it is the hub of business exchange and advertising.  

When you create an Instagram account, you have the option to make it a personal account or a business account. Business accounts have many features which means you can monitor the success of the reach of your business. For example, you can see how many people are interacting with your posts in relation to how many people are seeing your posts. You can also see how many people are sharing what you are publishing, so you can really get an idea of a product’s success from that.  

Instagram is also a hot spot for influencers. Though Facebook still has its influencing community, Instagram has really taken over as the best place to make a career as an influencer. One of the main ways in which influencers make money is through sponsorship. Sponsorships are really good for small businesses as they don’t usually cost too much. In fact, you are likely to spend less on a sponsorship than you are on a normal advertisement.  

Influencers usually have a large number of followers too, so if a business is smart enough, then they will select the correct influencers that relate to their company. So if you are a business that sells sports gear, it would be best to target your sponsorship to an influencer that specializes in sports entertainment or something along those lines.  

When you get a lot of attention on Instagram, you are also able to make a lot of money. This is because Instagram wants to encourage frequent posting and so if your posts get a lot of interaction, you could make some money that you could put back into your business.  

Though there are many platforms out there, if you want to successfully market your business then you should go for either Facebook or Instagram. These social media platforms are also extremely easy to use, which means that you won’t have to worry about having to get used to a complicated system, which is often the case if you attempt to set up a website on your own. These social media platforms have done all the work for you, all you need to do is post.  

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